FGB Residential Home Mortgage (NHT Joint Financing Available)
The Joint FGB/NHT Residential Home Mortgage facility will unlock the doors to your own home. Make the dream of owning your own home a reality with FGB!
Benefits
• Borrow up to J$30 Million or 97% of purchase price
• Low Rates with up to 30 years or up to retirement to repay
• Access a loan for home insurance coverage
• Protect your home for the full replacement value with affordable blanket insurance from GK Insurance
• Choose to insure the principal value of your home with Creditor's Life Insurance from GK Insurance
• NHT Joint financing available
Terms & Conditions
• Must be a current contributor to the NHT, and have made at least 52 weekly contributions, 13 of which must have happened within 26 weeks prior to the application
• Available to persons who have never received a benefit from NHT
• Must be permanently employed for at least two years
• Self-employed persons must provide audited financial statements &/or bank statements
• Fire & peril insurance required
Documentation to get started (FGB Requirements)
• Sale agreement
• Deposit receipt
• Valuation report (must be on the FGB list of approved valuators)
• Surveyors ID Report
• Up to date property tax certificate and utility bills
• Fire and peril Insurance
• Evidence of up to date maintenance/strata fees (where applicable)
For a full list of documentation requirements required by the NHT please call us or visit https://www-2.nht.gov.jm/loans/eligibility-letter
Rates, Terms and Conditions are subject to change. Give us a call at 888-CALL-FGB (225-5342) or send us an email at [email protected] to learn about these and other loans designed to assist you to achieve your goals.
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