Kris An Charles Investment Ltd. has been the leading Micro Financing Organisation for all our customers' financial needs since 1992. The primary objective of the company is the provision of quick and hassle free loans.

We offer a comprehensive range of loan options with products designed with you, the consumer, in mind to always design and deliver flexible repayment packages to meet your needs.

Auto Loans
Debt Consolidation
Personal Loans
Micro-Business Loans
Mortgage Financing
Edu Path Loan Advance (School loan)
Loans for general expenses

Kris an Charles Investment is one of the founding members of the Jamaica Micro Financing Association (JaMFA) and the newly formed Jamaica Association for Micro Financing (JAMFIN), who is dedicated to building and maintaining the micro financing sector at the highest standards while developing a thriving industry in the mainstream of the Jamaican economy.

Mission Statement - It is our intention to operate our institution to assist customers with or without banking security by providing quality service while granting quick, convenient access to loans when needed most in a hassle-free professional business environment. We remain committed to our corporate social responsibility for the benefit of all.

Vision Statement - This Micro Finance Institution will be the number one widely recognised institution in Jamaica, with business expansion, we will be able to broaden access to personal loans, thus enabling more individuals to meet their needs and maintain our duty to help people. We continuously find quick innovative ways to surpass our customers' expectations while accentuating our values and standards, and increasing net worth and equity in a hassle free, courteous environment.

Values - Values provide a guide for our conduct and behavior and instruct us on how to treat customers so they know that we are in the business of helping them. They also highlight how important they a re to the overall success of the institution. These values are demonstrated during all interactions.

Reliability - We can be trusted to process your loans in a quick and efficient manner for you to conduct your business on time.

Honesty - We exhibit sincerity always when interacting with others.

Confidentiality - We ensure at all times that your information given to us remains with us.

Respect - We have the highest regard for all our customers because we know and understand the importance of their personal needs.
Read more......Read less



  • Monday8:00 a.m. - 5:00 p.m.
  • Tuesday8:00 a.m. - 5:00 p.m.
  • Wednesday8:00 a.m. - 5:00 p.m.
  • Thursday8:00 a.m. - 5:00 p.m.
  • Friday8:00 a.m. - 5:00 p.m.

Business Details


School Loan

Personal Loan

Business Loan

Auto Loan

Emergency Expense Loan

Payment Options



Debit Card



American Express

Payroll DeductiOns


Parking - Free

The Cliff: Hours

  • MondayCLOSED
  • Tuesday11:00 AM - 11:00 PM
  • Wednesday11:00 AM - 11:00 PM
  • Thursday11:00 AM - 11:00 PM
  • Friday11:00 AM - 11:00 PM
  • Saturday11:00 AM - 11:00 PM
  • Sunday11:00 AM - 11:00 PM

Find A Person

White Pages Search Tips
Leave the first name blank to expand your search.
For first name, try more formal variations (e.g. James rather than Jim or Jimmy) or vice versa.
If the last name is common, include the full first name and middle initial.
If the last name is hypenated (e.g. Covey-Jones), try using one of the names without the hyphen.

Search by Phone Number

Reverse Phone Number Search Tips
Reverse telephone number search helps find a business or person by enetering a phone number or fax number.
Search with the last 7 digits of a phone number to find a specific listing
Search with the last 4 digits of a phone number to view all listings with phone numbers containing that portion

Find a Government Office

Government Office Search Tips
Enter a keywork like education, health, police
For full office, try the formal office or ministry name (e.g. Ministry of National Security)
If the department name is hyphenated, try searching without the hyphen

Sign Up

Sign Up Message

Favorite Added

This page has been added to your favorites! You can access your favorites any time you are logged in from the user menu.

Upload a Photo

CHOOSE A PHOTO No Photo Selected

Review: Write Review

Fill out the form below to leave a review.

Sign In

Log In Message

The Cliff: Phone Numbers

The Cliff: Website

The Cliff: Social

The Cliff: Send E-Mail

Fill out the form below to send an e-mail to this business.


The Cliff: Locations


Select a Country:

Select an Island:

Sort By:

Filter By: