The Guyana & Trinidad Mutual Fire & Life Insurance Companies (GTM) is a leading insurance provider across Guyana and in the Caribbean islands of Grenada, St. Lucia and St. Vincent & The Grenadines. GTM offers insurance products such as Fire Insurance, Travel Insurance, Female Road Rescue, Contractors All Risk Insurance, Group Personal Accident, Marine Insurance, Burglary, Employers Liability, Public and Products Liability and Performance Bonds.