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Cardea Benefits Limited


Cardea Benefits Limited

Cardea Benefits Limited
Closed Now
Business Opens
    Opening Hours
  • Monday 8:00am - 4:00pm
  • Tuesday 8:00am - 4:00pm
  • Wednesday 8:00am - 4:00pm
  • Thursday 8:00am - 4:00pm
  • Friday 8:00am - 4:00pm
  • Saturday Closed
  • Sunday Closed
Contact Details
Cardea Benefits Limited
119 Henry Street,
Port of Spain


Or : 868-623-0577

Or : 868-623-0578

Or : 868-623-0579

Or : 868-623-5322
General Information

Established in 2009, Cardea Benefits Limited is a third-party administration company that specialises in self-funded and alternative risk transfer benefit plans.

Our portfolio has grown considerably over the years, initially operating as a wholly owned subsidiary of Agostini Insurance Brokers Limited (AIB), handling self-funded plans and claims. Currently, we administer health plans in Anguilla, Guyana, Grenada, St. Maarten, St. Lucia, Barbados, and Trinidad & Tobago.

We help our clients create customised benefit plans that allow access to needed benefits while managing overall costs. Additionally, we are dedicated to assisting businesses (employers) establish a more efficient and cost-effective health plan for their employees.
Our expertise coupled with state-ofthe-art computer software ensures that claims are managed and processed with quality assured.

Our plans collectively provide benefits to over 17,000 employees in several regional and multinational companies in the banking, manufacturing, telecommunications, education, and energy sectors. We offer fast and efficient adjudication of claims.

Moreover, committed to providing our clients with excellent service, claims payments are processed expeditiously. In addition, our clients have access to a local Provider Network and worldwide emergency assistance.

Call or visit us online at www.cardeabenefits.com for more information.

  • Health insurance underwriting.
  • Analyse risk in insurance proposals.
  • Calculate premiums on the basis of actuarial, statistical and background information.
  • Medical underwriting assessing the risk associated with providing health insurance coverage.
  • Customised benefit plans that give you control
  • Reduced Premium costs
  • Worldwide emergency assistance 24/7, 365 days a year
  • Fast and efficient automated claims processing
  • Access to local and international provider network
  • Stop loss reinsurance coverage arrangements
  • Health care system navigation: locate the right specialists for out of country medical treatment
  • 24/7 Service
Payment Options
  • Cash Accepted
  • Visa
  • Master Card
  • Debit Card
  • Parking Available
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